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Steve Brown is a partner at Ideas Inc. and has been specializing in information systems since 1982. Steve holds professional credentials in education and Internet engineering. For ten years he was a systems development, consulting and computer manager for major corporations.
Co-founding Ideas Inc. in 1996, he has created and hosted websites sponsored by the telecommunications industry, community services, airline ambulances, school systems, manufacturing, physicians, real estate brokers, property managers, estate planners, planned giving professionals, financial planners and analysts, attorneys and enrolled agents. Since August 2019, Steve is proud to be serving the Association for Long Term Care Financial Managers.
Throughout this website, ALTCFM provides you with access to a variety of resources, including download areas, communication forums and product information (collectively "Services"). The Services, including any updates, enhancements, and/or new features, are subject to the TOU.
See the Privacy Statement disclosures relating to the collection and use of your information.
Any software that is made available to download from the Services ("Software")is the copyrighted work of ALTCFM, its suppliers and/or other registered
users of the Services. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms.
The Software is made available for download solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not
in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the
maximum extent possible.
WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED,
UNLESS SUCH REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE LICENSE AGREEMENT ACCOMPANYING SUCH SOFTWARE.
THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, ALTCFM CORPORATION HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE,INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
FOR YOUR CONVENIENCE, ALTCFM MAY MAKE AVAILABLE AS PART OF THE SERVICES OR IN ITS SOFTWARE PRODUCTS, TOOLS AND UTILITIES FOR USE AND/OR DOWNLOAD. ALTCFMDOES NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT THAT DERIVES FROM SUCH USE OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS WHEN USING THE TOOLS AND UTILITIES MADE AVAILABLE ON THE SERVICES OR IN ALTCFM SOFTWARE PRODUCTS.
RESTRICTED RIGHTS LEGEND. Any Software which is downloaded from the Services for or on behalf of the United States of America, its agencies and/or instrumentalities
("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in
subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer
Software - Restricted Rights at 48 CFR 52.227-19, as applicable. Manufacturer is ALTCFM.
Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Services is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from the Services is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Accredited educational institutions, such as K-12, universities, private/public colleges, and state community colleges, may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Documents specified above do not include the design or layout of the altcfm.org website or any other ALTCFM owned, operated, licensed or controlled site. Elements of ALTCFM websites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any ALTCFM website may be copied or retransmitted unless expressly permitted by ALTCFM.
ALTCFM AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. ALTCFM AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL ALTCFM AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES. THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ALTCFM AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.
NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON THIS WEBSITE. IN NO EVENT SHALL ALTCFM AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.
If any of the Services requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted
by the applicable registration form. You also will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password
and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify ALTCFM immediately of any unauthorized use of your account or any other breach of security. ALTCFM will not be liable for any loss that you may incur as a result of someone else using
your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by ALTCFM or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.
As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices.
You may not use the Services in any manner that could damage, disable, overburden, or impair any ALTCFM Server, or the network(s) connected to any ALTCFM server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any ALTCFM server or to any of the Services, through hacking, password mining or any other
means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.
The Services may contain bulletin board services, chat areas, news groups, forums, communities, and/or other message or communication facilities designed to enable
you to communicate with others (each a "Communication Service" and collectively "Communication Services"). You agree to use the Communication Services
only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a
limitation, you agree that when using the Communication Services, you will not:
ALTCFM has no obligation to monitor the Communication Services. However,ALTCFM reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion. ALTCFM reserves the right to terminate your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever.
ALTCFM reserves the right at all times to disclose any information as ALTCFM deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in ALTCFM's sole discretion.
Always use caution when giving out any personally identifiable information about yourself or your children in any Communication Services. ALTCFM does not control or endorse the content, messages or information found in any Communication Services and, therefore, ALTCFM specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Services. Managers and hosts are not authorized ALTCFM spokespersons, and their views do not necessarily reflect those of ALTCFM.
Materials uploaded to the Communication Services may be subject to posted limitations on usage, reproduction and/or dissemination; you are responsible for adhering to
such limitations if you download the materials.
ALTCFM does not claim ownership of the materials you provide to ALTCFM (including feedback and suggestions) or post, upload, input or submit to any Services or its associated services for review by the general public, or by the members of any public or private community, (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting ("Posting") your Submission you understand and agree that you’re
giving a license under your intellectual property rights to all authorized users, including the rights to download, copy, modify, distribute and repost. In addition,
you’re giving ALTCFM all the necessary rights to make your Submission(s) available on this site.
No compensation will be paid with respect to the use of your Submission, as provided herein. ALTCFM is under no obligation to post or use any Submission you may provide and ALTCFM may remove any Submission at any time in its sole discretion.
without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
In addition to the warranty and representation set forth above, by Posting a Submission that contain images, photographs, pictures or that are otherwise graphical in whole
or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted
you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted
available to members of such private community), and/or (b) to the general public(for each such Images available anywhere on the Services, other than a private community),
a limitation, making prints and gift items which include such Images), and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy,
distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Images without having your name attached to such Images, and the
right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for a Images will terminate at the time you completely
remove such Images from the Services, provided that, such termination shall not affect any licenses granted in connection with such Images prior to the time you
completely remove such Images. No compensation will be paid with respect to the use of your Images.
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent. ALL
INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL NOT RECEIVE A RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.
THE LINKS IN THIS AREA WILL LET YOU LEAVE ALTCFM'S SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF ALTCFM AND ALTCFM IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. ALTCFM IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. ALTCFM IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY ALTCFM OF THE SITE.
ALTCFM OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN ALTCFM'S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO ALTCFM. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO ALTCFM OR ANYONE AT ALTCFM. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT ALTCFM MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.
Copyright © 2023 ALTCFM, All rights reserved.
ALTCFM and/or other ALTCFM products referenced herein are either registered trademarks or trademarks of ALTCFM in the U.S. and/or other countries. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
Email your questions or comments to a service representative at info@ALTCFM.org or Contact Us via our website form submission.
ALTCFM has created this privacy statement in order to demonstrate our firm commitment to
privacy. The following discloses our information gathering and dissemination practices
for this website: altcfm.org
This website does not collect personally identifying information about any individual
website user except when knowingly provided by such individual. For example, we
may ask you for information when you register for meetings, participate in a survey
or ask to receive a newsletter or e-mail. You always have the option not to provide
the information we request.
Our site's secure information requires users to give us contact information (like
their name and email address). We use contact information to send the user information
ALTCFM. The user's contact information
is also used to contact the visitor when necessary. Users may opt-out of receiving
future mailings; see the choice/opt-out section below.
Our primary goal in collecting user information is to enhance your experience on
our website. We achieve this goal by, among other things, providing interactive
communications such as our electronic newsletters to the e-mail address that you
provide to us, and developing future editorial content based on your interests.
To develop content targeted to your interests, we use aggregated user information
to determine which areas of our website users prefer based upon traffic to those
areas. We do not track what individual users read, but instead how well each page
or content area performs overall.
This website contains both free public pages and also password-secured pages for
members only. We derive revenues from membership dues, meeting fees and sponsorships.
In order to attract and retain sponsors we use the aggregated, anonymous information
that we gather (as well as information from third-party market researchers) to describe
our services to partners and to assist our sponsors to better understand our audience.
We do not disclose personally identifying information about our users to these parties.
This website may also disclose information about our users when we believe, in good
faith, that the disclosure is required by law.
When you are on an area of altcfm.org
and are asked for personal information, you are sharing that information with ALTCFM.
Any personally identifiable information provided by our users as part of an advertiser
promotion online may be provided directly to advertisers.
Please be aware that
altcfm.org sponsors, advertisers or websites that have links on our site may collect personally
identifiable information about you when visiting their websites. The information
practices of those parties and websites linked to altcfm.org are not covered by this privacy statement.
altcfm.org users should also be aware that, when you voluntarily disclose personal information
in chat areas or bulletin boards, that information may be collected by others and
may result in unsolicited messages from others.
Kids under 13: Do not send any information about yourself to us--including information
such as your name, address, or e-mail address. We do not knowingly collect personally
identifiable information from children under 13. In the event that we learn we have
collected any personal information from a child under the age of 13 without verification
of parental consent, we will delete that information from our database as quickly
This site has security measures in place to protect the loss, misuse, and alteration
of the information under our control.
A cookie is a data file that a website might save on your computer or device. This
website writes a temporary cookie with non-personal technical information that allows
the site to function. If you review your cookies, this cookie is named the same
as this site and is called ASP.NET_SessionId. This cookie is deleted automatically
when you are no longer viewing this website.
If you check the "Remember Me" option at Sign-in, this website writes another cookie,
named the same as this site and called UserSettings. UserSettings contains your
encrypted Email Address, encrypted Password and also your local time zone. This cookie allows you to sign-in
automatically on your next visit to this site, as long as you are using the same
computer or device. Whenever you Sign-out, the UserSettings cookie is automatically
deleted. If you do not return to this site in 90 days, the cookie is deleted.
Most website browsers automatically accept cookies, but you can usually change your
browser settings to display a warning before accepting a cookie, or to refuse all
cookies. However, if you choose to disable the receipt of cookies from this website,
you may not be able to use certain features of this website.
altcfm.org Web servers automatically collect information about a site user's IP address, browser
type and referrer by reading this information from the user's browser (information
provided by every user's browser). This information is collected in a database and
used--in an aggregated, anonymous manner--in our internal analysis of traffic patterns
within our website. This information is automatically logged by most websites.
IP address: Every computer connected to the Internet has a numeric address
called an “IP address." This may or may not correspond uniquely to a particular
computer. In some cases, IP addresses can be resolved to domain names, which may
indicate a site visitor's Internet service provider, employer, university, etc.
Browser type: A user’s browser is a software program running on a computer
that allows users to access documents on the World Wide Web. They read HTML coded
pages that reside on a server and interpret the coding into what the user sees as
Web pages. Microsoft Internet Explorer and Firefox are examples of Web browsers.
Browser type typically discloses hardware platform, operating system, and browser
software and version.
Referrer: The referrer is the address of the Internet resource or page
that causes a browser to request a page or image from
Our site provides users the opportunity to opt-out of receiving communications from
us and our partners at the point where we request information about the visitor.
This site gives users the following options for removing their information from
our database, to not receive future communications or to no longer receive our service:
On our page menus, click "My Person Info" or "Sign-in" to edit your personal information
and options. Or,
Email a service representative at info@ALTCFM.org
This site gives users the following options for changing and modifying information
If you have any questions about this privacy statement, the practices of this site,
or your dealings with this website, you can email info@ALTCFM.org
This statement may change from time to time, so please check back periodically.